Shidu Moose wala Death Reveals, SBI General Insurance launches new health insurance vertical, New Things Appears, Watch Full Video Of Moose Wala

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Shidu Moose wala: The core objective behind this new step is to make health care available across the length and breadth of the country at an affordable cost. It is of utmost important to increase the penetration of healthcare in tier 3 & 4, which will be enabled through SBI’s distribution strength, Shidu Moose wala Watch Viral Video Below 👇
NEW DELHI: SBI General Insurance has launched a new health insurance vertical, through which the company plans to focus on new innovative health products, in-house claim settlement process, among others, to boost customer experience.
According to a press statement, the company aims to leverage the expansive footprint and network of its parent company State Bank of India to further entrench health insurance penetration in tier 3 and 4 markets across India, thereby offering affordable and comprehensive health insurance products.
Ashwini Kumar Tewari, managing director (International Banking, Technology and Subsidiaries), State Bank of India, said, “The industry has witnessed a significant rise in the demand for health insurance, especially in the wake of the pandemic…The core objective behind this new step is to make health care available across the length and breadth of the country at an affordable cost. It is of utmost important to increase the penetration of health care in tier 3 & 4, which will be enabled through SBI’s distribution strength. With all the enablers we are aiming for SBI General to be among the top three general insurance companies for health in next three years.”
Speaking on the launch, PC Kandpal, MD & CEO, SBI General, said, “The launch of the new health insurance vertical will enable us to meet the rising demand of health insurance, and to provide best-in-class customer service. Through this vertical, we will manage all health-related claims in-house, thereby enhancing the customer experience and will be able to reach the market segments with a dedicated health sales agency…We will also expand our strategic partnerships to strengthen our network of providers, thereby benefiting customers across the country.”
As per the company, SBI General Insurance has also partnered with Apollo 24/7 to offer its customers access to various services offered by Apollo 24/7. These include tele/video medical consultations from over 9000+ verified Apollo doctors anywhere, at any time. The collaboration is also expected to simplify customers’ medical journey by providing digital health records through a digital vault, a tech-enabled concierge service for Apollo 24/7 Services, online consultations with nutritionists for diet planning and nutrition management and promoting healthy eating habits to prevent and treat illnesses. These benefits and services can be availed under the ‘SBI General Sanjeevani’ section on SBI General mobile app, as per the company.
The press release added that SBI General has joined hands with Sevamob, an organisation working extensively to address health issues faced by women, children, and senior citizens in northern India, especially Uttar Pradesh.
Aditya Birla Health Insurance launches add-on covers
NEW DELHI: Aditya Birla Health Insurance Co. Ltd.. (ABHICL), a subsidiary of Aditya Birla Capital Limited, has launched ‘Health Add-ons’, a range of six unique add-on covers that can be added to the existing indemnity plans. These add-ons can be used with existing plans of Activ Health, Activ Assure, and Activ Care, the company said in a press statement.
In recent times, investing in health insurance has become an important part of financial planning. 
Mayank Bathwal, CEO, Aditya Birla Health Insurance, said, “…We have launched a set of add-on riders that can be added to our retail indemnity plans. The six new health add-ons will provide extra protection to policyholders by making their health insurance policies more robust and comprehensive. Available at an affordable premium, customers can now avail multiple benefits like protection of no claim bonus, cover for vaccines, tele-OPD consultations, and more.”
The six new add-ons are: Future Secure, Cancer Hospitalisation Booster, Vaccine Cover, Personal Accident, reduction in PED waiting period and Tele-OPD Consultation. The key features of these products include:
1. Future Secure Add-On:
Non-Medical Expense waiver – The rider covers the cost of non-medical Items during hospitalization arising out of illness or injury during the policy period.
Sum Insured Inflation protection – Helps with the additional increase in the sum insured of the base policy based on inflation rate in the previous calendar year as an inflation protector
No Claim Bonus Protector – Ensures no impact or reduction on ‘Any No Claim Bonus’ accrued at renewals, if total claims paid in the previous policy year of the base policy does not exceed the 25% of the sum insured of the base policy.
2. Cancer Hospitalization Booster:
Customer will get up to 100% additional sum insured of the base policy towards medical expenses incurred for hospitalization in case of “Cancer of Specified Severity”. It also covers pre- and post-hospitalisation expenses up to the sum insured of the base policy on reimbursement basis.
3. Vaccine Cover:
Customer will be able to get vaccination cover for protection against any diseases which are declared as pandemic or epidemic by World Health Organization (WHO) or Central Government or State Government
4. Personal Accident: 
Claims in case of accidental death and permanent total disability (100 % of the sum insured) and a portion of the sum insured in case of permanent partial disability, if the said event occurs within 12 months of the accident. It also offers a cumulative bonus of 5% per claim free year, up to maximum 50% of Sum Insured
5. Reduction in PED waiting period: If this Add-on cover is opted at the inception of the first policy with the insurer and they have accepted the same, then it will reduce the applicable pre-existing disease waiting period for claims related to pre-existing diseases to the period as opted and specified in the policy schedule/product benefit table.
Option 1 : 4 Yrs to 2 Yrs

Option 2 : 4 Yrs to 1 Yr

Option 3 : 3 Yrs to 2 Yrs

Option 4 : 3 Yrs to 1 Yr
6. Tele – OPD Consultation: Medically necessary consultations / e- consultation and/or tele consultation will be provided from medical practitioners within network provider’s network on out-patient basis pertaining to an illness, injury contracted or sustained during the policy period. 
Available at very affordable premiums, customers can choose one or multiple add-on covers by paying additional premium. Same add-on covers are allowed with multiple base policies, subject to underwriting. However, Health Add-ons cannot be purchased in isolation or as a separate product, the company added. 
Mortgage rates rise sharply after three weeks of easing
Mortgage rates rose sharply this week, after pulling back over the last three weeks.
The 30-year fixed hit 5.36% Monday and then moved higher again Tuesday to 5.47%, according to Mortgage News Daily. Volatility in global markets Monday sent bond yields higher. Mortgage rates follow loosely the yield on the 10-year U.S. Treasury.
The average rate on the popular 30-year fixed loan ended last week at 5.25%. The average rate on the popular 30-year fixed loan ended last week at 5.25%. The last high, three weeks ago, was 5.67%, but the rate dropped as the stock market sold off and bond yields fell.
The jump Tuesday was likely due to data released from the U.S. Manufacturing Index.
“The uptick in the manufacturing index suggests the economy isn’t slamming on the brakes very quickly,” wrote Matthew Graham, COO of Mortgage News Daily on the site.
Mortgage rates, which are much higher than they were at the beginning of the year, have slammed the brakes on the red-hot housing market over the past few weeks. Realtors are reporting lower sales, and mortgage demand to purchase a home is also dropping.  
While both home sales and mortgage demand are falling, home prices are still rising fast. Prices usually lag sales by about six months, but the rare dynamics in the market today – strong demand and very low supply – are still keeping prices high.

The National Association of Realtors’ chief economist, Lawrence Yun, did say on CNBC’s Power Lunch Monday, “It’s just inevitable that home price appreciation will slow down in the upcoming months.”
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